Insurance and Flexible Benefits


MEDICAL INSURANCE: The State of West Virginia offers, through a variety of plans, a comprehensive health insurance plan which includes benefits for hospital, surgical, major medical, prescription drug, and other medical expenses. The State pays the majority of the insurance premium; employee premiums for health insurance vary according to salary.

LIFE INSURANCE: The State provides a $10,000 decreasing term life policy with accidental death and dismemberment benefits. Additional group rate insurance is available.

Click here for more information from the Public Employees Insurance Agency.


The Mountaineer Flexible Benefits program offers tax-free deductions for dental, vision, and disability insurance, as well as medical expenses not reimbursed by regular insurance coverage (such as deductibles and co-payments), and child/dependent care expenses.

Click ​here for more information on the Mountaineer Flexible Benefits program.